Insurance Needs before a Medical Surgery: How to Prepare

The choice to have medical surgery is a major decision. Before surgery need to get strong muscles and have to start best home workout programs. The misconception that many people have is that medical surgery is all on one bill, and that as long as that is covered by your insurance providers then you are in the clear.

In reality, most medical surgeries have multiple bills for the surgeon, the operating room, anesthesia, hospital stays and many other related bills you have to expect different possible outcomes for each bill you are faced with. It is important to follow all steps to research your plan of action and understand what you are walking into in order to be best prepared to face your expenses

Understand your Health Care Laws

It is important to first understand your health care laws and rights when reviewing the possibility of surgery and speaking with your insurance care provider. If you have bought health care insurance and have been paying your monthly premiums, then you cannot be denied health insurance if you have a medical condition that arises.

There is a core set of essential benefits that must be covered by your health insurance plan such as x-rays, hospital visits and CT scans. It is important to research and understand your rights in conjunction with your health insurance plan, and make sure you stay up-to-date with any changes in your policy.

Speak with your Doctor

The first step you need to take is speaking with your medical practitioner regarding exactly what the surgery entails. How many operations are involved and does it require anesthesia? It is important to also ask what will happen if the route of surgery changes during the operation and whether additional bills will be incurred.

Make sure to make notes of all the information the doctor provides to you about confirmed surgical and medical steps, and potential extra steps that might be required depending on the outcome.

Speak with your Insurance Provider

Once you have gathered as much information as possible from your medical
practitioner, talk to your insurance provider next.

Make sure you go over every procedure the doctor has listed as a confirmed action and provide the insurance company with the possibility of extra procedures as listed by your doctor.Your insurance provider should be able to review what will be covered by their company and what will be out-of-pocket for you for you.

Make sure you list every point that the doctor has given you regarding the outlined steps of your procedure, before during and after. It is important to enquire about pre-authorization requirements as well, which is a pre-approval that is needed for expensive surgeries.

Confirm whether or not all of your providers are In-Network

An in-network provider is an insurance company that has an agreement with certain medical practitioners to offer less expensive services for insured patients.
Ask about whether or not there are any contracts available with any medical providers through your insurance company to try and keep your costs as low as
possible. If you go outside of the network you might still be covered but expect to pay a larger portion out of pocket for the procedural costs.

Keep in mind that it just because a doctor accepts your insurance provider, it does not mean that they work in-network together. Similarly, just because your doctor chooses a hospital to perform an operation on you, it does not mean that the hospital they choose is in-network with your provider as well. It is important to ask the provider for this information in order to make an educated decision on where you will consider getting your procedure done.

Determine Your Share of the Costs& Understand your Deductible

Insurance providers are offering policies with higher deductibles now, so there is
definitely some shared responsibility surrounding costs associated with your procedure. How this works generally is that the insurance provider picks up the
balance of your costs after you pay the set deductible amount as stated in your policy. There is usually also a percentage charged as a coinsurance fee.

For example, if your deductible is $1000 with a 15% coinsurance fee, you will pay the $1000 deductible fee plus 15% of the overall surgery cost, with the insurance provider paying the balance. It’s important to research which services actually require a deductible as not everything will. For example, a general visit to the doctor’s office should only cost you the coinsurance payment.

The best place to get more information on coinsurance payments is actually your doctor’s or hospital’s billing team. They can gather information based on your insurance policy to provide you with the best rough estimates of the costs you may incur with your procedure or medical surgery.


It is important to do your research where possible prior to performing a medical surgery, to insure you make the best decisions to ensure you do not have any high expenses that could have been avoided, and to make sure you understand the medical bills you will be incurring by proceeding with your operation. By speaking with the right people, taking notes, and asking the right questions, you will have a thorough understanding of what to expect prior to undergoing surgery, making your recovery stress-free.




Regulating plastic surgery social media marketing

Some researches have been able to indicate that an average person spends approximately 2 hours per day on social media platforms. Dallas SEO marketing has indeed greatly improved how we are able to market and advertise our products and services to potential clients. That is because a huge number of people are increasingly using the online platforms especially social media sites as the preferred source of information.

Some of the popular social media sites include Facebook, YouTube, Twitter, Instagram, and snapchat. The information posted on such social media sites is able to greatly influence the decisions of someone to use your product or service.

One area that has been growing steadily through subsequent years is plastic surgery. That is even f we happen to come from societies that are still largely conservative. The conservative nature of societies meant that in the initial years of the practice of plastic surgery, it was viewed as an immoral practice. A practice believed to challenge the perfect creation of God particularly among the religious folks. Plastic surgery was even associated with black magic. Through the ability of plastic surgery to reconstruct injuries sustained by soldiers, with time plastic surgery continued to be widely accepted. That is how far we have come.

For the present times, because of the great influence of social media, many plastic surgeons are also increasingly employing its use to market their services. That is for the reason that there is stiff competition between plastic surgeons. As a result, one great way to stay ahead of the competitors is through marketing.

There is proof that social media marketing of plastic surgery works. One particular study conducted in 2015 based on aesthetic plastic surgery showed that 40% of plastic surgery patients used social media to determine their choice of doctor.

Through Instagram, plastic surgeons can post pictures of before and after especially because the platform is highly visual. That makes it more appropriate for social media marketing especially in this age when everyone is looking for a perfect or flawless body, influenced by celebrities and other influencers. Snapchat on the other hand is great for posting short videos. The videos posted can be about your staff carrying out their jobs or convincing customer testimonials.

One great thing recommended for plastic surgeons to market their services is that they should be able to frequently look at their social feeds. This gives you a perfect opportunity to be able to answer questions raised about your field. You will be able to showcase your expertise and provide necessary accurate information great for influencing the decisions of possible patients.

While from the above discussion, the role of social media in promoting plastic surgery seems to be without any blemish, it is not entirely right.Plastic surgery social media marketing has its own pitfalls because there are not regulations enforced concerning what is right or wrong to be posted online.

One disadvantage is that you may actually get a plastic surgeon with less experience and training. The surgeons may not be certified to perform the procedures they claim to do. For example, there have been instances whereby gynecologists or doctors trained in other medical fields market themselves as plastic surgeons.

Two, through the plastic surgery social media marketing, it often tends to indicate the procedure as risk-free and easy.That is seriously misleading and alarming in nature.That is not always the case as the process is complex to understand and perform and there are risks associated. Additionally, the photos presented to you can always be manipulated to cheat you.

Also, importantly is that through social media marketing you risk invading the privacy of a patient that is often protected through various legislations. You can be sued for invading the privacy of a patient.

Because of the possible shortcomings of social media marketing, there have been increased calls for more legislations and tightening the ones that already exist to regulate the industry.

One of the proposed guidelines is that plastic surgeons must be able to obtain written consent before posting pictures and videos related to a patient. It is important for patients to note that even in instances where they agree for their photos and videos to be used and then change their minds later, to delete them may not be entirely possible. That is because they can be manipulated or shared on other platforms.

Another great regulation that has been proposed is that assistants should be hired during the procedure to ensure that the process is not interrupted by videotaping and photographing.

Moreover, it is greatly recommended that children under 18 years of age should not be allowed to be exposed to the procedure. Read more here

A transparent and enforced certification system must be put in place. It should be possible for a patient to check and confirm the licensing and qualifications of plastic surgeons. The certification system implemented should be able to guarantee that cosmetic surgery procedure is performed within a safe and ethical environment.